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THE
UNINSURED
Test
Your Knowledge of America's Uninsured
Over
43 million U.S. residents, nearly one in six Americans
under the age of 65, lack health coverage. Unless employer-sponsored
health insurance becomes more widely available and less costly,
or public programs expand, the number of uninsured could continue
to rise over the next decade.
With support from the Robert Wood Johnson Foundation, the Institute
of Medicine is completing a three-year, comprehensive study
of Uninsurance and its implications for uninsured individuals,
their families, their communities, and the nation. The
study has two primary objectives:
- To assess
and consolidate evidence about the health, economic and social
consequences of uninsurance for --
- persons
without health insurance and their families,
- health
care systems and institutions, and
- communities
as a whole.
- To raise
the awareness of both the general public and
policy makers and improve their understanding of the consequences
of being uninsured.
A 16-member
Committee issued six reports between September 2001 and January
2004.
See
below for a review each of the 6 reports.
2003 statistics
will be released later this year.
Millions
lost health insurance coverage in 2002
Number
of Americans without Health Insurance Rose in 2002.
Minorities
are the Most Uninsured
| Hispanics |
35% |
| Blacks |
22% |
| Asians |
21% |
| Non-Hispanic
Whites |
12% |
Sicker &
Poorer
The Consequences of Being Uninsured
Executive
Summary
Full
Report
A
Review of the Research on the Relationship between
Health Insurance,
Health, Work, Income and Education
|
|
A new report
by the Kaiser Commission on Medicaid and the Uninsured synthesizes
the major findings of the past 25 years of health services research
assessing the most important effects of health insurance. The
report evaluates thousands of citations and 230 research articles
to assess the consequences of being uninsured for health status
and economic opportunity and concludes that the weight of this
large body of research makes a compelling case that health insurance
does lead to improved health and better access to care.
The major
findings from the paper include:
- The uninsured
receive less preventive care, are diagnosed at more advanced
disease stages, and once diagnosed, tend to receive less therapeutic
care (drugs and surgical interventions);
- Having
health insurance would reduce mortality rates for the uninsured
by 10 15 percent; and
- Better
health would improve annual earnings by about 10-30 percent
(depending on measures and specific health condition) and would
increase educational attainment.
|
CAUSES
of INCREASING
NUMBER of UNINSUREDS
|
Center
on Budget and Policy Priorities
The primary factor behind the increase in the number of uninsured
was an erosion in both adults' and children's private health insurance
coverage, driven by
- the weak
economy,
- rising
unemployment and
- the increasing
costs of health care.
|
|
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See Course
Outlines for CM1001-CM1007
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CM1002:
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Specialized Roles of Case Mgmt©
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EXAM
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CCM,CRRN,
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UPCOMING
CONFERENCE
 |
The cost of NOT
covering the Uninsured and
Who pays for the Uninsured?
|
| The
Cost of NOT covering the Uninsured |
|
The
Cost of NOT Covering the Uninsured -
Key Findings
Uninsured
can affect entire community
'The insured and the uninsured have a shared destiny'
March 2003
WASHINGTON (AP) -- The presence of a large number of uninsured
people in a community can affect the availability of medical
care for everyone, the Institute of Medicine reported this week.
| Who
pays for the Uninsured? |
|
-
Medicare's
Disproportional Share
Hospital (DSH) Payments
-
Safety-net
Hospitals
-
-
Overcharging
the Uninsured
-
Tax-exemptions
for Non-profit Hospitals
| 1.
Disproportionate Share Hospital Payments |
|
 |
Why
and How does Medicare make DSH payments? |
What
are Disproportionate Share Hospital Payments?
|
| www.CEUs4CaseManagers.com
ADVISORY BOARD |
|
| Toni
Cesta, PhD, RN, FAAN |
| Elaine
Cohen, EdD, RN, FAAN |
Connie
Commander,RN,CCM,CPUR
CMSA's Case Manager of the Year 2003 |
Vivian
Campagna, Director , Case Management
St. Clare's Hospital & Health Center, NY, NY |
| Interested
on being part of our Advisory Board? Contact us - 1-866-543-2273 |
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